500

Save the future while saving for yours.

The first climate-friendly fund made for 401(k)s.

500

Save the future while saving for yours.

The first climate-friendly fund made for 401(k)s.

As seen on

That means

$320
billion

is invested in fossil fuels just through 401(k)s.

Believe it or not,

99%

of Americans with 401(k)s are invested in fossil fuels.

How is this possible?

99%

Source: According to ICI, $7.3 trillion were invested in 401(k)s per  as of 9/30/21. According to Bloomberg, the energy sector (which is made up entirely of fossil fuel companies) accounted for 4.38% of the S&P 500.

Source: CNBC.

How is this possible?

84%

of Americans are worried about climate change.

81%

didn’t know they’re investing in fossil fuels through their 401(k).

70%

are not happy their 401(k) is invested in fossil fuels when they find out.

Source: Pew Research, Sphere survey

401(k) investments in fossil fuels

Amounts invested in fossil fuels via company 401(k)s

$1.63B

$974M

$628M

$447M

$351M

$30M

Source: DOL

Together we are changing this.

For the first time, there’s a climate-friendly 401(k) option that employees at any company can invest in. It’s called SPFFX.

There are a lot of climate-friendly investment funds out there. There are even climate-friendly 401(k) plan platforms. But it can be really hard to get a climate-friendly investment option on the 401(k) platform that your company already uses. And switching 401(k) platforms can be a headache.

We created SPFFX to make it easy to add a climate-friendly option to every 401(k) and 403(b) plan. It offers a simple and transparent approach to sustainability, and it checks all the boxes that employers and plan providers look for when qualifying an investment fund for a 401(k) or 403(b) retirement savings plan.

We don't invest in fossil fuels

The first step in addressing climate change is to send a message to fossil fuel companies loud and clear: no more business as usual. It’s time for the status quo to change.

We do vote your shares for the planet.

Did you know that mutual funds vote on company shareholder proposals on your behalf? Most funds automatically vote however the board recommends. SPFFX votes for the planet.

“As a company focused on helping stop climate change, Voltus needed this solution. I was excited when so many on my team signed up and even happier when they told me how easy the process was.”

Matthew Plante

President at Voltus

“A climate-friendly 401(k) option shows me my company actually cares about my views and the planet.”

Lauren Fraser

Cofounder of RightHandGreen
Formerly at Facebook and Rewiring America

“Companies around the world are making bold climate commitments. Adding Sphere is a no-brainer part of any climate plan.”

Maren Costa

Principal Design Lead at Microsoft
Cofounder of Amazon Employees for Climate Justice

A fund that checks all the boxes

Improved returns

Data shows that excluding fossil fuel companies—most of which are found in the S&P 500 Energy sector—can offer greater returns. With Sphere, you get a fund that aligns your values with your pocketbook.

S&P 500 without fossil fuels*

S&P 500

10 year returns

199%

178%

* Energy  sector removed from the S&P 500. Source: S&P 500 Ex-Energy Index. Past performance is no guarantee future results.

Affordable

Environmentally-friendly funds often are priced at a premium. SPFFX is priced 10-30x lower than most climate-friendly funds, and is more in line with standard index funds. This pricing is intended to make it appropriate for 401(k) plans.

Expense ratio comparison
0.07%

Sphere 500 Climate Fund (SPFFX)

0.61%

A typical climate-friendly fund. Source

Source
Simple to start

SPFFX is designed to be added to existing 401(k) plans, so you don't have to switch providers to offer a climate-friendly choice.

Platforms include:
See them all

Invest with
confidence

Invest with
conscience

Get started

The top 500 minus fossil fuels

SPFFX is the top 500 US companies by market capitalization, minus 86 companies. The independent non-profit As You Sow creates the list of fossil fuel, utility, and other companies that is excluded from the Sphere 500 Fossil-Free Index.

Learn more

414 / 500

Holdings

Let your team put their money where their heart is.

Talk with us
Before investing in the Sphere 500 Climate Fund (“SPFFX”), consider the fund's investment objectives, risks, charges and expenses.  As with all investments, there are risks involved with investing in SPFFX.  Risks include, but are not limited to, sustainability considerations, general market or market event, and common stock risks.  To obtain a prospectus or summary prospectus which contains this and other information, please visit https://oursphere.org/fund or talk to your financial advisor. Read it carefully before investing.

‍The Sphere 500 Climate Fund tracks The Sphere 500 Fossil-Free Index. The Sphere 500 Fossil-Free Index starts with the top 500 US companies by market capitalization and then excludes those companies designated as participants in the fossil fuel industry. The Sphere 500 Fossil-Free Index will not invest in companies whose main lines of business include producing, distributing, or refining fossil fuels, holding reserves of fossil fuels, utilities that are primarily fossil fuel-powered, and producers of equipment for any of the above. However, the fund may invest in companies that use fossil fuel as a part of their business or have used fossil fuels in the past. The performance data quoted represents past performance and is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Index returns do not reflect the effects of fees or expenses. It is not possible to invest directly in an index. Current performance may be lower or higher than the performance data quoted. For the most recent month-end performance, please call 844-2-SPHERE or visit the fund’s website at https://www.oursphere.org/fund.

Index performance is discussed for illustrative purposes only as a benchmark for each strategy’s performance and does not predict or depict performance of that strategy.  While index comparisons may be useful to provide a benchmark for a strategy’s performance, it must be noted that investments are not limited to the investments comprising the indices.  Each of the strategy benchmark indices are unmanaged and cannot be purchased directly by investors. Past performance does not guarantee future results. No portion of the content should be considered a solicitation to buy or an offer to sell shares of the fund in any jurisdiction where the solicitation or offer would be deemed unlawful under the securities laws of such jurisdiction. The Sphere 500 Climate Fund is distributed by Vigilant Distributors, LLC, member of FINRA and SIPC, which is not affiliated with Sphere or SPFFX. NOT FDIC INSURED NOT BANK GUARANTEED. MAY LOSE VALUE.
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