Invest

Invest via your IRA or other investment account

Anyone can invest in SPFFX, even without a 401(k).

If you made contributions to a 401(k) plan with a prior employer, you can roll over those 401(k) dollars into an Individual Retirement Account, commonly called an IRA. Or you might have a college savings account known as a 529, where you want a climate-friendly investment option when saving for your child’s future. SPFFX is a diversified climate-friendly investment option for any type of account.

Brokerage platforms

SPFFX is currently available on the following brokerage platforms. We are always adding more, so check back often. If you don’t see your platform listed here, submit a support ticket with your brokerage platform asking them to add SPFFX, and email us to let us know where you’d like to see it at hello@oursphere.org.

Simplify rolling over your 401 (k) into an IRA with Beagle

Beagle can save you time on rolling over your 401(k)s from old employers into an IRA by doing the paperwork for you. Choose how much of your retirement savings you want to invest in SPFFX, then click below for a simplified rollover experience.

Rollover your IRA with Beagle

Sphere is not affiliated with nor does it endorse Beagle.

The process

1
Rollover your 401(k) from a prior employer

If you made contributions to a 401(k) plan with a prior employer, you can roll over those 401(k) dollars into an Individual Retirement Account, commonly called an IRA.

2
Keep your account's tax-advantaged status

A traditional IRA keeps the tax-advantaged status of a 401(k), because the money you contributed to it while you were with your former employer used pre-tax dollars.

3
Expand your investment options

Rolling over your 401(k) into an IRA can make more investment options available to you, if your former employer has not made the decision to include climate-friendly investment options in their 401(k) fund lineup.

4
Pick your investment platform

You can roll over your 401(k) to an IRA on any brokerage platform. We have listed a few that currently offer SPFFX below.

5
Invest in SPFFX

Once you have picked your investment platform and transferred your funds to the new IRA account, you can buy shares in the SPFFX mutual fund.

6
Rest easy knowing your dollars are working for the planet

SPFFX avoids investing in the fossil fuel industry and votes your shares in the companies it does invest in for the planet, giving your dollars a voice to encourage positive change at the companies you invest in through the fund.

Invest with
confidence

Invest with
conscience

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RISKS AND DISCLOSURE
Before investing in the Sphere 500 Climate Fund (“SPFFX”), carefully consider the fund's investment objectives, risks, charges and expenses.  To obtain a prospectus or summary prospectus which contains this and other information, please visit https://oursphere.org/fund or talk to your financial advisor. Read it carefully before investing.

As with all investments, there are risks involved with investing in SPFFX. Climate Investing Consideration Risk-Considerations related to climate risk, such as environmental criteria (e.g., fossil fuel screens), applied to the Index’s construction may limit the number of investment opportunities available to the Fund, and as a result, at times, the Fund may underperform funds that are not subject to similar investment restrictions. For example, the Index may exclude certain securities due to climate-focused considerations when other investment considerations would suggest that investing in such securities would be advantageous. The Fund may also underperform funds that invest in the energy and utilities sectors, particularly in times of rising oil, gas and energy prices. Other risks include, but are not limited to general market risk, small fund risk, large cap risk, common stock risk, sector risk, industry concentration risk, passive investment risk, index calculation risk, limited operating history risk, cybersecurity risk, tracking error risk, operation risk, and third-party data risks as it relates to the composition of the Index. For a detailed explanation of the risks associated with SPFFX and the underlying Index, please read the prospectus.

The Sphere 500 Climate Fund tracks the Sphere 500 Fossil-Free Index (SPFFXI). The Index is constructed beginning with the largest 500 U.S. companies that trade on regulated U.S. exchanges by market capitalization.  The index administrator, BITA GmbH, then eliminates companies from this investable universe using data obtained from As You Sow, an unaffiliated non-profit organization that promotes environmental responsibility through shareholder advocacy.  As You Sow eliminates companies from the Index based primarily on their risk profile of being exposed to the fossil fuel industry and secondarily, by other exclusionary screens, including companies engaged in deforestation activities, civilian and military firearms manufacturing and related guns/arms sales, prison and border security operations, and tobacco and e-cigarette manufacturing.  The elimination of these companies from the Index is intended to foster and support the climate-focused, social investing goals of the Fund. The fund may invest in companies that use fossil fuels as a part of their business or have used fossil fuels in the past. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Index returns do not reflect the effects of fees or expenses. It is not possible to invest directly in an index.

The performance data quoted represents past performance. Current performance may be lower or higher than the performance data quoted above. Past performance is no guarantee of future results. The investment return and principal value of an investment will fluctuate so that investor's shares, when redeemed, may be worth more or less than their original cost. For performance information current to the most recent month-end, please call toll-free 844-2-SPHERE.

Index performance is discussed for illustrative purposes only as a benchmark for each strategy’s performance and does not predict or depict performance of that strategy.  While index comparisons may be useful to provide a benchmark for a strategy’s performance, it must be noted that investments are not limited to the investments comprising the indices.  Each of the strategy benchmark indices are unmanaged and cannot be purchased directly by investors. Past performance does not guarantee future results. No portion of the content should be considered a solicitation to buy or an offer to sell shares of the fund in any jurisdiction where the solicitation or offer would be deemed unlawful under the securities laws of such jurisdiction. The Sphere 500 Climate Fund is distributed by Ultimus Fund Distributors, LLC, member of FINRA and SIPC, which is not affiliated with Sphere or SPFFX. NOT FDIC INSURED NOT BANK GUARANTEED. MAY LOSE VALUE.

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