Your access to and use of the Atmosphere Portal (“Portal”) of Our Sphere, Inc. (“Sphere”) are conditioned on your acceptance of and compliance with these Terms of Use (“Terms”). Please read these Terms carefully. By accessing or using the services available on the Portal (“Services”), you indicate that you understand and intend these Terms to be the legal equivalent of a signed, written contract, and you accept the terms of use as set forth herein and you agree to be bound by these Terms. If you are accepting these Terms and using the Services on behalf of a company, organization, government, or other legal entity, you represent and warrant that you are authorized to do so. You may use the Services only in compliance with these Terms and all applicable local, state, national, and international laws, rules, and regulations.
Ownership
All materials on this Portal are owned or licensed by Sphere and/or its third-party providers and are protected by US and international intellectual property laws. Unless otherwise indicated, all service marks, trademarks, and logos appearing on this Portal are the exclusive property of Sphere. The information, materials, and other content of this Portal may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise used for public or commercial purposes without the express written consent of Sphere.
Products and services
The content of this Portal is available for informational purposes only. The information, materials, products, and services on this Portal are current at the time of writing and are subject to change. No solicitation is made by Sphere to any person to use any information, materials, products, or services in any jurisdiction where the provision of such information, materials, products, and services is prohibited by law. The posting of content and access to this Portal does not constitute, either explicitly or implicitly, any provision of services or products by Sphere or any of its respective affiliates.
The information on this Portal or in any communication containing a link to this Portal is not intended to constitute investment advice or an offer to sell, or the solicitation of an offer to purchase shares or other securities. All Portal content is subject to applicable statutes and regulations. The information provided is for informational purposes only and investors should determine for themselves whether a particular service or product is suitable for their investment needs or should seek such professional advice for their particular situation. Please refer to relevant offering documents for further information concerning specific products.
Certain of the statements contained herein may be statements of future expectations and other forward-looking statements that are based on Sphere’s current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance, or events to differ materially from those expressed or implied in such statements. In addition to statements which are forward-looking by reason of context, the words “may, will, should, expects, plans, intends, anticipates, believes, estimates, predicts, potential, or continue” and similar expressions identify forward-looking statements.
Investment products and services are sponsored but not directly offered by Sphere and instead are offered through certain third-party entities. Investment products and services are not FDIC-insured, are not deposits or obligations of, or guaranteed by, any bank, and involve investment risks, including the possible loss of the principal amount invested. Investors should always obtain and read an up-to-date investment services description or prospectus before deciding whether to appoint an investment manager or invest in a fund.
International use
Sphere makes no warranties that materials on this Portal are appropriate for use in countries other than the US. Because the Portal may be accessed internationally, you agree to comply with all local laws, rules, and regulations including, without limitation, all laws, rules and regulations in effect in the country in which you reside and the country from which you access the Portal. The information on this Portal is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Sphere or its affiliates to any registration requirement within such jurisdiction or country.
No Relationship
Sphere is an independent contractor and not an agent of you in the performance of these Terms. These Terms are not to be interpreted as evidence of an association, joint venture, partnership, or franchise between the parties. Nothing in these Terms will be deemed to confer any third-party rights or benefits.
No Legal or Tax Advice
You acknowledge that Sphere does not give legal advice or tax advice. However, we may provide you with general tax and estate planning information. You agree that this information does not apply to your specific circumstances or take into account your comprehensive tax or estate planning situation. For that type of assistance, you agree to consult your own tax or legal advisor.
Performance
Sphere may provide performance reporting functionality through the Portal. You understand that performance information is based on data we receive from third-party sources, and in some cases, affiliates and agents. While this information is based on data believed to be reliable, Sphere does not guarantee, nor is it responsible for, the accuracy, completeness, or timeliness of the information provided through the Portal, including performance information. Additionally, performance data may be at times unavailable or inaccurate due to factors including, but not limited to, data loss, source data issues, and delayed corporate actions.
No warranty
Sphere does not warrant the accuracy, adequacy, completeness, or timeliness of the information, materials, products, and services on this Portal or the error-free use of this Portal. All information, materials, products, and services are “as is” and “as available.” No warranty of any kind, express or implied, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus is given in conjunction with the information, materials, products, and services. Any views expressed herein are those of the author(s), are based on available information, and are subject to change without notice. Individual portfolio management teams may hold different views and may make different investment decisions for different clients. Sphere does not warrant that the Portal will meet your needs. You agree to assume the entire risk as to your use of the Portal.
Limitation of liability
In no event shall Sphere be liable for any damages, losses, or liabilities including without limitation, direct or indirect, special incidental, consequential damages, losses, or liabilities, in connection with your use of this Portal or your reliance on or use or inability to use the information, materials, products, and services on this Portal, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure, even if Sphere is advised of the possibility of such damages, losses, or expenses.
YOU UNDERSTAND AND AGREE THAT YOUR USE OF THIS PORTAL IS PREDICATED UPON YOUR WAIVER OF ANY RIGHT TO SUE SPHERE OR ITS AFFILIATES DIRECTLY OR TO PARTICIPATE IN A SUIT FOR ANY LOSSES OR DAMAGES RESULTING FROM YOUR USE OF THIS PORTAL.
Indemnification
As a condition of your use of the Services, you agree to indemnify and hold Sphere, its affiliates, and its and their respective partners, directors, employees, and agents harmless from and against any and all claims, losses, liability, costs, and expenses (including but not limited to attorneys’ fees) arising from your use of the Portal or from your violation of these Terms.
Hyperlinks
Your use of the hyperlinks on this Portal to other Internet Portals is at your own risk. Sphere is not responsible for the content or accuracy of third-party Portals hyperlinked from this Portal, nor does it guarantee the products or services offered on third-party Portals. You should review the privacy statements of a Portal before you provide any personal or confidential information.
Web site security and restrictions on use
As a condition to your use of Services, you agree that you will not, and you will not take any action intended to: (i) access data that is not intended for you; (ii) invade the privacy of, obtain the identity of, or obtain any personal information about any other user of this Portal; (iii) probe, scan, or test the vulnerability of this Portal or Sphere’s network or breach security or authentication measures without proper authorization; (iv) attempt to interfere with service to any user, host, or network or otherwise attempt to disrupt our business; or (v) send unsolicited mail, including promotions and/or advertising of products and services. Unauthorized use of the Portal or Services, including but not limited to unauthorized entry into Sphere’s systems, misuse of passwords, or misuse of any information posted to a Portal, is strictly prohibited. Portions of the Portal are designated for password access only as indicated by a lock icon. In these instances, if you do not have an authorized password, no access is permitted.
You agree to use all content unmodified and as provided by Sphere and with all logos and copyright, trade name, and other proprietary rights notices provided by Sphere (the “Marks”) intact and to not modify the content, including but not limited to by removing, altering, or adding any text, graphics, warranty statements, logos, or Marks. You will not re-brand or co-brand the content or data. You agree to use of data as-is and not alter or distribute data. You will not take any action in derogation of Sphere's rights in the Marks, including but not limited to applying to register any trademark, trade name, service mark, or other designation that is confusingly similar to any Mark. You will not use the Marks for any purpose.
You will use only content designated for you and will not distribute content to any third parties.
You agree not to: (i) make any representations, warranties or guarantees on Sphere's behalf or with respect to the Portal, content or data; (ii) make any false or misleading representations with regard to Sphere, the site, data or content; or (iii) participate or engage in any illegal, deceptive, misleading, unethical, or improper practices.
Third-party content
Sphere may offer links to other third-party websites. When you click on these links you will leave Sphere’s website and will be redirected to another site. The links are provided solely for your convenience and for informational purposes only; they do not constitute an endorsement, guarantee, or an approval by Sphere of any of the products, services, or opinions of the third party. Sphere makes no representation or warranty regarding the accuracy, legality, or content of the third-party site or the links. These sites are not under the control of Sphere. Please also be aware that the security and privacy policies on these sites may be different than those of Sphere. Please read third-party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third-party websites, please contact the third party directly.
Confidentiality and password security
You will be responsible for the confidentiality and use of your access number(s), password(s), account number(s), and other information used to facilitate access to your account (collectively, “Access Information”). You agree that Sphere is not liable for any damages of any kind resulting from your decision to disclose any of your Access Information to any third party, including, but not limited to, entities that aggregate account information or website content, or persons who are or claim to be acting as your agent, proxy or investment manager. If you inform Sphere or Sphere has reason to believe that the security of your account, or the security of any of your Access Information, may be or has been compromised, we have the right to terminate your use of the Portal. You agree immediately to notify Sphere if you become aware of:
- Any loss or theft of any of your Access Information;
- Any unauthorized use of any of your Access Information or of the Portal;
Restrictions
Unless and except as otherwise expressly permitted by these Terms, you may not (a) access, copy, reproduce, modify, create derivative works of, alter, publicly distribute, republish, upload, post, transmit, publicly perform or display, license, transfer, sell, mirror, frame, “deep link,” “scrape,” data mine, or otherwise use any information or material obtained from or through this Portal (b) attempt to gain unauthorized access to any portion or feature of the Portal or any other systems or networks connected to the Portal or to any Sphere server or to any of the services offered on or through the Portal, by hacking, password “mining,” or any other illegitimate or prohibited means, (c) probe, scan, or test the vulnerability of the Portal or any network connected to the Portal, nor breach the security or authentication measures on the Portal or any network connected to the Portal, (d) reverse look-up, trace, or seek to trace any information on any other user of or visitor to the Portal, (e) take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Portal or Sphere’s systems or networks or any systems or networks connected to the Portal, (f) use any device, software, or routine to interfere with the proper working of the Portal or any transaction conducted on the Portal, or with any other person’s use of the Portal, (g) forge headers, impersonate a person, or otherwise manipulate identifiers in order to disguise your identity or the origin of any message or transmittal you send to Sphere on or through the Portal, or (h) use the Portal in an unlawful manner. Any unauthorized use of this Portal or the content on the Portal will terminate the permission granted herein and may violate applicable laws, including copyright law, trademark laws, and commercial regulations and statutes.
Events Beyond the Control of Sphere
You expressly absolve and release Sphere, their respective affiliates, related companies, and all of their respective officers, directors, employees, registered representatives, shareholders, legal representatives, attorneys, agents, successors and assigns, from any claim of harm resulting from a cause beyond its control including, but not limited to, the failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses or software failures, data breaches, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, pandemic or epidemic, strikes or other labor problems, wars, acts of domestic or foreign terrorism or governmental restrictions.
Severability
If any provision of these Terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be reformed only to the extent necessary to make it enforceable, and it will be deemed severable from these Terms and will not affect the validity and enforceability of the remaining provisions.
Applicable law
These Terms and any action related thereto are governed by Delaware law and applicable US federal law. Any dispute relating to the above shall be resolved solely in the state or federal courts located in Delaware.
Copyright and Trademarks
This Portal (including the software and files), the computers hosting this Portal, content and data provided on this Portal are the exclusive property of Sphere and/or its licensors, and are protected by applicable laws, including United States copyright, database, trade secret, and trademark law, as well as other state, national, and international laws and regulations. Sphere is a trademark or registered trademark of Sphere in the United States and throughout the world. Sphere reserves all rights with respect to its proprietary information or material on this Portal and will enforce such rights to the full extent of applicable copyright and trademark law. Except as expressly provided in these Terms, Sphere does not grant any express or implied rights to you. All rights in the pages and Portal content are owned by Sphere and its licensors. You agree not to sell, distribute, publish, broadcast, circulate or commercially exploit Portal content in any manner without the express written consent of Sphere. Any downloading or otherwise copying from this Portal will not transfer title to any software or material to you. Unless otherwise noted Sphere and other brands featured on the Portal constitute our trade/service marks. You agree not to directly or indirectly: attempt to register, challenge or contest the validity of Sphere’s ownership of, such copyrights, trademarks or any other intellectual property of Sphere, or assist any third party in doing so.
Grant of License
Sphere grants to you a personal, revocable, nonexclusive, nontransferable license to use this Portal conditioned on your continued compliance with these Terms. Limited portions of the content available in the public areas of the Portal may be accessed, printed and downloaded on an occasional basis for personal, scholarly, research or non-commercial purposes; provided that all hard copies contain all copyright and other applicable proprietary rights notices included in such content and information and/or appropriate attribution to Sphere in a form and manner acceptable to us. For information on obtaining permission to use any content beyond the uses permitted above, please contact hello@oursphere.org. Any unauthorized use of this Portal or the content will terminate the permission granted herein and may violate applicable laws, including copyright law, trademark laws, and commercial regulations and statutes.
Client Privacy Policy
Sphere (Our Sphere, Inc.) is a Delaware Registered Public Benefit Corporation. Sphere considers client privacy to be a fundamental aspect of its relationships with clients and is committed to maintaining the confidentiality, integrity and security of its current, prospective and former clients’ (collectively “clients”) non-public personal information. Sphere has developed policies that are designed to protect this confidentiality, while allowing client needs to be served.
Obtaining Non-Public Personal Information
In the course of providing clients with products and services, Sphere and certain service providers to Sphere may obtain non-public personal information about its clients, which may come from sources such as account applications and other forms, from other written, electronic or verbal correspondence, from client transactions, from a client’s brokerage or financial advisory firm, financial professional or consultant, and/or from information captured on applicable websites.
Respecting Your Privacy
As a matter of policy, Sphere does not disclose any non-public personal information provided by clients or gathered by Sphere to non-affiliated third parties, except as required or permitted by law or for Sphere's everyday business purposes, such as to process transactions or service a client account. As is common in the industry, non-affiliated companies may from time to time be used to provide certain services, such as preparing and mailing prospectuses, reports, account statements and other information, conducting research on client satisfaction and gathering client proxies. Sphere or its affiliates may also retain non-affiliated companies to market Sphere products and enter into joint marketing arrangements with them and other companies. These companies may have access to a client’s personal and account information but are permitted to use this information solely to provide the specific service or as otherwise permitted by law. Sphere may also provide client personal and account information to their brokerage or financial advisory firm and/or to their financial adviser or consultant.
Sharing Information with Third Parties
Sphere reserves the right to disclose or report personal or account information to non-affiliated third parties in limited circumstances where Sphere believes in good faith that disclosure is required under law, to cooperate with regulators or law enforcement authorities, to protect their rights or property, or upon reasonable request. In addition, Sphere may disclose information about a client or their accounts to a non-affiliated third party at their request or if the client consents in writing to the disclosure.
Sharing Information with Affiliates
Sphere may share client information with its affiliates in connection with servicing a client account, and subject to applicable law may provide a client with information about products and services that Sphere or its affiliates believe may be of interest to the client. The information that Sphere may share may include, for example, a client’s participation in Sphere investments, a client’s ownership of certain types of accounts (such as IRAs), information about Sphere’s experiences or transactions with a client, information captured on applicable websites, or other data about a client’s accounts, subject to applicable law. Sphere’s affiliates, in turn, are not permitted to share client information with non-affiliated entities, except as required or permitted by law.
Procedures to Safeguard Private Information
Sphere takes seriously the obligation to safeguard client’s non-public personal information. In addition to this policy, Sphere has implemented procedures that are designed to restrict access to a client’s non-public personal information to personnel who need to know that information to perform their jobs, such as servicing a client’s account or notifying a client of new products and services. Physical, electronic and procedural safeguards are in place to guard a client’s non-public personal information.
Information Collected from Websites
Sphere or its service providers and partners may collect information from clients via websites they maintain. The information collected via websites maintained by Sphere or their service providers includes client non-public personal information.
Changes to the Privacy Policy
From time to time, Sphere may update or revise this privacy policy. If there are changes to the terms of this privacy policy, documents containing the revised policy on the relevant website will be updated.
Changes to terms of use
We may revise these Terms from time to time; the most current version will always be at []. By continuing to access or use the Services after those revisions become effective, you agree to be bound by the revised Terms. At all times, you are bound by the then-current version of the Terms and of all applicable laws.
Effective as of December 19, 2025.
